A tax efficient way to save for your child's future
Our Child Trust Fund mainly invests in shares from a range of UK companies. The HSBC Child Trust Fund invests in a fund, which invests across a wide range of different investments with the aim of reducing risk. You can currently invest up to £3,600 each birthday year and when your child reaches 18, they can access the money without paying any tax.
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Tax efficient
Child Trust Funds are a tax efficient way to save for your child’s future.
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Invest up to £3,600
You can currently invest up to £3,600 each birthday year, either as a lump sum or with regular payments – the minimum investment is just £10. You can also transfer an existing Child Trust Fund from another provider.
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Friends and family
Your relatives and friends can also pay money into the Child Trust Fund – the minimum investment is just £10.
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Easy to set up
An HSBC Child Trust Fund is simple to set up and manage. You can even check the value of the Child Trust Fund when you log on to Internet Banking.
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Investment risk
All investments carry some risk. The value of investments can fall as well as rise and you may not get back the amount you invested.
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Tax benefits
The value of any tax benefits this product can offer will depend on your individual circumstances and tax rules may change in future.
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This is an important document.
You need to read this before you invest
in the HSBC CTF.